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Disclaimer: My role is to support and assist you in reaching your financial goals, but your success depends primarily on your own effort, motivation and commitment. I do not guarantee that you will attain a particular result, and you accept the risk that results differ for each individual and with outside market forces. I do not make any guarantees that a tool we use will yield a particular result, that any products you purchase will cover all your needs or that retirement calculations will be accurate at the time of retirement.